Bitpushnews 2022-04-04 11:07:35 阅读数:637
original text author ：Mary Liu
Push message , Citibank released a report on Thursday that lasted for 184 page 「 The universe and money —— Decrypt the future 」 research report （ Click here to view the original report ）. The report details the following ten key points ：
1. What will we do in the metauniverse ？
Metauniverse may be the next generation Internet . It will combine the physical world and the digital world in an immersive way . Use cases may include everything we use the Internet today , Including games 、 business 、 art 、 The media 、 advertisement 、 Intelligent manufacturing 、 Health care 、 Virtual community and social collaboration （ Including business and education ）.
2. How big will the meta universe be ？
Because the current field is dominated by immersive and multiplayer experience , Games are seen as a key use case for the metauniverse in the coming years , Final , The metauniverse will find new ways to enhance all its current activities , Including business 、 Entertainment and media 、 Education and training 、 Manufacturing and general enterprise use cases .
Analysts estimate , To 2030 year , The potential market size of the yuan universe economy （Total Addressable Market ：TAM） May be in 8 Trillion dollars to 13 Between trillions of dollars .
Expert contributors to the Citigroup Global Positioning System report point out that , The potential user range of metauniverse is up to 50 Billion , Depending on the broad definition （ That is, the only number of Internet users ） Or just based on a narrower sense of one billion users （ It's virtual reality / Augmented reality device user base ）.
3. Is the universe the same as virtual reality ？
No , The metauniverse is not just virtual reality . For the foreseeable future , Most users may access the immersive Internet experience through their mobile phones , Only a few metacosmic participants will use VR equipment . however , We expect virtual reality (VR) And augmented reality (AR) The availability of will improve in the next few years , Because many consumer hardware manufacturers are 2021 year Oculus Quest Build on the success of the United States .
4. What infrastructure needs to be built ？
Delay needs to be improved , Need faster connection speed . To 2025 year , It is expected that only 25% Of the global population can use 5G, Therefore, it is necessary to increase and deliver network bandwidth . The lag witnessed by today's world 、 Packet loss and network unreliability make the current state of infrastructure not suitable for building the expected meta cosmic experience .
5. In the meta universe “ money ” What does it look like ？
The future meta universe may contain more digital native tokens , But it also includes traditional forms of currency . Money in the meta universe may exist in different forms , In game tokens 、 Stable currency 、 Central bank digital currency (CBDC) And cryptocurrencies . The current payment track is usually domestic real-time payment and expensive cross-border payment , This makes them unsuitable for the boundless global metacosmic ecosystem , De Center Finance （DeFi） Can coexist with the existing traditional financial system .
6. How many metauniverses will there be ？
If most users access metauniverse through mobile phones , operating system （OS） It will be the same . Consumer hardware manufacturers will become the gateway and potential gatekeeper of the meta universe . Similar to today , The United States / International and Chinese / There may be a split between firewall based metauniverses . Besides , There may also be spectrum based on technology and business models , That is, the centralization and decentralization of the meta universe .
7. Blockchain and Web3 What does it have to do with the meta universe ？
Web3 It refers to the conceptual third iteration of the Internet , Based on ownership and decentralization , Promote... Through blockchain . So-called “ Open metauniverse ” Built on blockchain —— Mainly Ethereum chain —— And with Web3 overlap . But probably a lot Web2 The centralized platform will play an important role in the metauniverse , Even today's Web3 It also depends on centralized elements .
8. User wants Web3 still investment I want it ？
Web3 Decentralization of 、 The goal of democratic Internet is an attractive goal for some people , But implementation problems still exist . Most users want a better user interface (UI)/ User experience (UX) And quality content , And the current Web3 The solution is far behind the best Web2 Solution . Due to the addition of tokens in the business model , Many Internet users, including gamers, don't like the financialization of online activities .
9. NFT What is the role in the metauniverse ？
It's not just about cute collectibles and the right to boast on social media . Digital assets in the metauniverse , For example, non homogenous tokens (NFT), For the user / The owner provides a form of sovereign ownership , And it's tradable 、 Combinable 、 Immutable and mostly interoperable . In recent months , Game player 、 Investors and businesses are interested in NFT Growing interest in the field . In the meta universe NFT Is stored in numbers wallet Virtual objects in , It can be carried everywhere in the meta universe .
10. Are laws and regulations ready for the meta universe ？
We have a lot of work to do . If Metaverse(s) Is a new iteration of the Internet , It will attract global regulators and policy Strict scrutiny by the makers .Web2 All the challenges of the Internet can be found in Metaverse Magnified in , Including content review 、 Freedom of speech and privacy . Besides , The blockchain based metauniverse will compete with cryptocurrencies and currencies that are still evolving in many jurisdictions around the world DeFi Conflict of laws .
MetaFi： Finance in the meta universe
According to the Research Report , With the development of the meta universe , A range of financial services will be needed to support its activities . Metacosmic Finance （MetaFi） It's probably decentralized Finance （DeFi）、 Centralized finance （CeFi） And traditional finance （TradFi） The combination of , New products are designed to meet the unique needs of new ecosystems . From initial capital formation to supporting commerce in the metauniverse , Can play an important role in the evolution of financial services .
Property rights in the meta universe
Provide universal 、 Consistent and resilient wallet infrastructure
Payment orbit in the metauniverse
Liquidity providers and automated market making
Financing in the meta universe
NFT And digital native assets as collateral
MetaFi： In the meta universe DeFi
MetaFi Increasingly used as a new term , It combines two major technological trends today ：Metaverse and DeFi.Jamie Burke With him Outlier Ventures Our team pointed out that ,MetaFi refer to “ The decentralized financial instruments of yuancosmos ”, It will push DeFi Most of the growth .
Why choose DeFi？ image Roblox Such a virtual world is not open today . In order to achieve openness , Need ownership of digital assets independent of proprietary implementation . This is achieved by blockchains such as Ethereum , Its market-based standards allow digital objects to be owned in a fully portable way in a metauniverse implementation . Once property rights are established , It opens up the way of asset financialization —— Lease in a way similar to how we currently deal with property in the real world 、 Lending and trading . At present, the traditional media have not interoperated with the open technologies and standards of the meta universe .
No permission is required 、 Services that do not require trust and decentralization
DeFi Composability in
Autonomous financial accessibility
The early stage is too complex for ordinary users
NFT and DeFi Interoperability of
Real world asset markets