Mobile payment network 2022-04-04 10:25:52 阅读数:467
Mobile payment network message ：3 month 31 Japan , The people's Bank of China held a symposium on the pilot work of digital RMB research and development , Announced the orderly expansion of the pilot scope of digital RMB , Tianjin will be added to the existing pilot areas 、 Chongqing City 、 Guangzhou, Guangdong Province 、 Fuzhou and Xiamen in Fujian Province 、 Zhejiang Province is the host of the Asian Games 6 Cities as pilot areas ,, Beijing and Zhangjiakou in Hebei Province are in 2022 Beijing Winter Olympics 、 After the pilot of the winter Paralympic Games, it will be changed to the pilot area .
Up to now , The pilot cities of digital RMB include Beijing 、 tianjin 、 hebei （ zhangjiakou 、 Xiongan New Area ）、 dalian 、 Shanghai 、 Suzhou 、 Zhejiang （ Hangzhou 、 ningbo 、 wenzhou 、 huzhou 、 shaoxing 、 Jinhua, etc ）、 fujian （ fuzhou 、 Xiamen, etc ）、 Qingdao 、 Changsha 、 guangdong （ Guangzhou 、 Shenzhen ）、 Hainan 、 Chongqing 、 Chengdu 、 Xi'an, etc 23 A region . It is reported that at present , Digital RMB App The information of relevant pilot cities has also been updated simultaneously .
The meeting held that ,2017 Since then , The people's Bank of China will work with all participating institutions , With the strong support of the Party committee and government in the pilot area , Overall grasp 、 Careful organization , We will steadily carry out pilot projects , Dynamically improve business technology design , Continuously innovate application scenarios , Focus on solving the difficult and painful problems of financial services , Preliminarily verified the relevant theories of digital RMB 、 policy 、 Business and technical feasibility and reliability . at present , Digital RMB has been in wholesale and retail 、 Catering Cultural Tourism 、 Government fees and other fields have formed a number of online and offline businesses 、 Replicable and popularized application mode ,2022 Beijing Winter Olympics 、 Successful pilot projects such as the Paralympic Games , Users participating in the pilot 、 Merchant 、 The transaction scale has grown steadily , The market responded well .
The meeting pointed out that , With the deepening of pilot testing , The research and development of digital RMB shows its convenience 、 Optimize the universality 、 Highlight innovation 、 Security 、 Reflect compliance 、 We are facing new situations and problems in strengthening sustainability , Further research and exploration are needed .
The meeting stressed , The pilot research and development of digital RMB should adhere to the embodiment of “ People's nature ”, Expanding the coverage of financial services , Improve the level of Inclusive Financial Services , Help local economic development , Support the construction of digital government , Improve the quality and efficiency of financial services to the real economy , Play a greater role in improving the business environment . We should adhere to marketization , In the development of digital RMB 、 Extension 、 In the process of popularization , Policy design should fully stimulate financial institutions 、 Technology enterprises 、 The enthusiasm and creativity of local governments and other parties , In promoting the operation, we should encourage competition . We should adhere to the rule of law , Carry out all work in accordance with the law , Carry out legal construction in a forward-looking manner , Ensure the security of the digital RMB system , Grasp the relationship between privacy protection and crime prevention , In depth study of the potential impact on the financial system and other aspects .
The meeting demanded , next step , All relevant participants shall act in accordance with “ the 14th Five-Year Plan ” Plan and deploy , Adhere to the seek improvement in stability work general tone , Each has his own responsibility 、 Work together , We will steadily promote the pilot research and development of digital RMB . insist “ Double layer operation ” framework , Give full play to the advantages and role of the designated operation organization , We will strengthen pilot applications and the construction of ecological systems . Strengthen the construction of safety and risk prevention and control system , Improve relevant laws, regulations and standard systems , Deepen the study of theoretical issues , Continue to consolidate the pilot foundation of digital RMB research and development .
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