Add 11 cities! The central bank announced the third batch of digital RMB pilot list! Grasp the relationship between privacy protection and crime prevention

Finance Sina blockchain 2022-04-03 11:44:57 阅读数:454

add cities central bank announced

The pilot of digital RMB has ushered in the third expansion .

4 month 2 Japan , According to the official website of the people's Bank of China , The people's Bank of China recently held a symposium on the pilot work of digital RMB research and development , Summarize the preliminary R & D pilot work , Arrange and deploy the next stage of work . Yi Gang, governor of the people's Bank of China 、 Vice President fan Yifei attended the meeting and made a speech .

The meeting demanded , Expand the pilot scope in an orderly manner , Tianjin will be added to the existing pilot areas 、 Chongqing City 、 Guangzhou, Guangdong Province 、 Fuzhou and Xiamen in Fujian Province 、 Zhejiang Province is the host of the Asian Games 6 Cities as pilot areas , Beijing and Zhangjiakou in Hebei Province are in 2022 Beijing Winter Olympics 、 After the pilot of the winter Paralympic Games, it will be changed to the pilot area .

Additional pilot areas 6 Cities

The meeting held that ,2017 Since then , The people's Bank of China will work with all participating institutions , With the strong support of the Party committee and government in the pilot area , Overall grasp 、 Careful organization , We will steadily carry out pilot projects , Dynamically improve business technology design , Continuously innovate application scenarios , Focus on solving the difficult and painful problems of financial services , Preliminarily verified the relevant theories of digital RMB 、 policy 、 Business and technical feasibility and reliability . at present , Digital RMB has been in wholesale and retail 、 Catering Cultural Tourism 、 Government fees and other fields have formed a number of areas covering online 、 Replicable and popularized application mode ,2022 Beijing Winter Olympics 、 Successful pilot projects such as the Paralympic Games , Users participating in the pilot 、 Merchant 、 The transaction scale has grown steadily , The market responded well .

The meeting pointed out that , With the deepening of pilot testing , The research and development of digital RMB shows its convenience 、 Optimize the universality 、 Highlight innovation 、 Security 、 Reflect compliance 、 We are facing new situations and problems in strengthening sustainability , Further research and exploration are needed .

The meeting stressed , The pilot research and development of digital RMB should adhere to the embodiment of “ People's nature ”, Expanding the coverage of financial services , Improve the level of Inclusive Financial Services , Help local economic development , Support the construction of digital government , Improve the quality and efficiency of financial services to the real economy , Play a greater role in improving the business environment . We should adhere to marketization , In the development of digital RMB 、 Extension 、 In the process of popularization , Policy design should fully stimulate financial institutions 、 Technology enterprises 、 The enthusiasm and creativity of local governments and other parties , In promoting the operation, we should encourage competition . We should adhere to the rule of law , Carry out all work in accordance with the law , Carry out legal construction in a forward-looking manner , Ensure the security of the digital RMB system , Grasp the relationship between privacy protection and crime prevention , In depth study of the potential impact on the financial system and other aspects .

The meeting demanded , next step , All relevant participants shall act in accordance with “ the 14th Five-Year Plan ” Plan and deploy , Adhere to the seek improvement in stability work general tone , Each has his own responsibility 、 Work together , We will steadily promote the pilot research and development of digital RMB . Expand the pilot scope in an orderly manner , Tianjin will be added to the existing pilot areas 、 Chongqing City 、 Guangzhou, Guangdong Province 、 Fuzhou and Xiamen in Fujian Province 、 Zhejiang Province is the host of the Asian Games 6 Cities as pilot areas , Beijing and Zhangjiakou in Hebei Province are in 2022 Beijing Winter Olympics 、 After the pilot of the winter Paralympic Games, it will be changed to the pilot area . insist “ Double layer operation ” framework , Give full play to the advantages and role of the designated operation organization , We will strengthen pilot applications and the construction of ecological systems . Strengthen the construction of safety and risk prevention and control system , Improve relevant laws, regulations and standard systems , Deepen the study of theoretical issues , Continue to consolidate the pilot foundation of digital RMB research and development .

Big banks actively promote digital RMB

This is the third round of digital RMB pilot capacity expansion . before , The people's Bank of China is in two batches “10+1” Pilot projects of digital RMB will be carried out in pilot areas and scenarios , Including Shenzhen 、 Suzhou 、 Xiongan 、 Chengdu 、 Shanghai 、 hainan 、 Changsha 、 Xi'an 、 Qingdao 、 Dalian and the Winter Olympics ( Beijing and Zhangjiakou ), Covering retail transactions 、 Living expenses 、 Government services and other scenarios .

According to the latest data previously released by the people's Bank of China , By 2021 year 12 month 31 Japan , The pilot scenario of digital RMB has exceeded 808.51 m , Accumulated opening of personal wallet 2.61 One hundred million , Transaction amount 875.65 One hundred million yuan .

As the main bank to promote the layout of digital RMB , The six major state-owned banks are the first batch of operating institutions of digital RMB . From the six major banks recently disclosed 2021 Look at the annual report data , Each family has made great efforts to promote and layout , but “ play ” Each has focused on .

The relevant person in charge of ICBC told the securities times · The Chinese reporter of the securities firm said , As a digital RMB operator , ICBC steadily promoted the pilot work under the guidance of the people's Bank of China , In the wisdom of people's livelihood 、 Digital Government 、 Commercial empowerment 、 Rural revitalization 、 A number of application scenarios have been successfully piloted in interbank agency and other fields , A comprehensive personal and corporate digital RMB wallet product system has been formed , union China Mobile Waiting for partners sim card 、5G、 Carry out business innovation in fields such as smart contracts , Join hands with dozens of peers to build a digital RMB ecosystem .

“ With the orderly expansion of the pilot scope , ICBC empowers digital economy 、 Inclusive finance 、 The implementation of strategies such as rural revitalization . In a new batch of pilot areas , ICBC will do a good job in the business pilot scheme according to local conditions , Further explore the innovation of application mode , Reduce payment costs , From the operation system 、 Professional team 、 Be fully prepared in terms of customer service , Strive to play a greater role in the construction of RMB digital system .” The relevant person in charge of ICBC .

CCB annual report shows that , The bank participated in many digital RMB red envelope activities , Organize and carry out a series of customer benefit activities , Invite customers to participate in the pilot test of digital RMB ; Share with multiple banks 、 City Commercial Bank 、 Rural commercial banks carry out cooperation in the field of digital RMB , Deploy corporate digital RMB Wallet , Realize digital wallet collection 、 Transfer and inquiry services .

ABC has set up a financial science and technology innovation center in xiong'an new area , Carry out research and application promotion in the frontier fields of financial science and technology . meanwhile , Establish a digital RMB Engineering Office , Strengthen the professional strength of digital RMB R & D and Application .

As the Beijing Winter Olympics 、 The only bank partner for the winter Paralympic Games , BOC undertakes the pilot service of digital RMB within the Winter Olympic security red line , Provide account opening for short-term visitors to China for the Beijing Winter Olympic Games 、 Mobile payment 、 Domestic and foreign currency cash 、 Digital RMB 、 Overseas bank cards, domestic acceptance and other services .

editor : Tang Jing

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